Getting the keys to your own place is a milestone worth celebrating. Moving into permanent housing also brings new responsibilities. This checklist helps veterans prepare before the move, settle in smoothly and protect their housing for the long term.
Key takeaways
- Organize paperwork and understand your lease before you sign.
- Build a simple monthly budget that includes rent, utilities and savings.
- Stay connected with your case manager and support network after move-in.
Before you move
- Read your entire lease and ask questions about anything unclear.
- Confirm the move-in date, rent amount, due date and how to pay.
- Ask about security deposits and whether assistance is available.
- Keep copies of your ID, DD-214, lease and benefit letters in one folder.
- Schedule a walk-through and take dated photos of the unit’s condition.
Set up your utilities
- Electricity and gas, if they are not included in rent
- Water and trash, if you are responsible for them
- Internet and phone service
- Renters insurance to protect your belongings
Ask utility companies about deposit waivers or assistance programs for veterans or low-income households.
Build a simple budget
- List all monthly income, including wages and benefits.
- Pay rent first, then utilities and essentials.
- Set aside a small amount each month for emergencies.
- Track spending for the first three months to adjust your plan.
Furnish your home
Start with the essentials: a bed, bedding, basic kitchen items, cleaning supplies and toiletries. Ask your case manager or local veteran organizations about furniture banks and move-in kits.
Stay housed for the long term
- Pay rent on time, and contact your landlord early if a problem comes up.
- Report maintenance issues promptly and in writing.
- Keep up with medical and mental health appointments.
- Stay in touch with your case manager, especially during the first year.
- Get to know your neighbors and community resources.
Where to get help if trouble starts
If you fall behind on rent or face eviction, act quickly. Programs such as SSVF may help with prevention, and the National Call Center for Homeless Veterans at 877-424-3838 can connect you with local support.
Frequently asked questions
What is renters insurance and do I need it?
Renters insurance covers your belongings and may cover liability. Some landlords require it, and it is usually affordable.
What if my apartment needs repairs?
Notify your landlord in writing and keep a copy. If repairs are not made, a case manager or local tenant rights organization can advise you.
Operation Veterans Haven helps residents prepare for this milestone through case management, life skills and housing programs. Contact us to learn more.

